Personal Loans | Sterling Credit Ltd

For salaried individuals

Quick, hassle-free personal loans

We understand that financial needs can arise unexpectedly. Our personal loans get you the support you need without unnecessary delays.

Emergency Loans

Financial help for urgent needs such as medical bills, school fees, rent or unexpected expenses. Processed quickly, so you get the support you need without delays.

Salary Advance

Borrow part of your upcoming paycheck to cover immediate expenses and keep up with your financial commitments until payday.

Fast disbursementFunds sent within 30 minutes via M-Pesa

KES 5,000 – 300,000Loan amount

Best market ratesCompetitive interest, flexible repayment

1 – 12 monthsRepayment period

Apply now

Choose your application form

New Application Form

First time borrowing from Sterling Credit? Have your ID, 3 payslips, and 3 months of M-Pesa and bank statements ready.

Start new application

Repeat Loan Application Form

Already a Sterling Credit customer? Apply again with your latest M-Pesa statement.

Apply for a repeat loan